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Sanne Hebbink - Swinkels Lawyer - Senior Banking & Finance

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About Sanne Hebbink - Swinkels


Sanne is a lawyer and a specialist in matters of corporate, financial and property law. Sanne joined Dirkzwager in 2021. Before, Sanne worked as a lawyer in the Banking & Finance practice of an international law firm in Amsterdam.

Sanne assists and advises lenders (banks), (PE)funds and companies in (cross-border) financing transactions (such as syndicated and club-credit facilities, LMA(-light)documentation) and restructurings. Sanne is also involved in the rendering of legal opinions.

Sanne has experience with various types of finance transactions, including real estate, acquisitions and project finance. There is a specific focus on the financing of (renewable) energy projects. Sanne assists both project developers and lenders.

Legal 500 ranked Sanne as a "Rising Star" and mentions "Sanne Swinkels can work independently and is flexible, but also has very good knowledge and is able to explain difficult clauses and contracts" and "Sanne Swinkels is a quick and bright corporate lawyer."


Recent cases:
  • Assisting a healthcare institution with the refinancing of an EUR 120,000,000 loan portfolio and obtaining a new loan for the constructing of new healthcare facilities (real estate); 
  • Assisting an international developer in connection with an EUR 122,000,000 acquisition- and projectfinancing of two solar parks with a combined capacity of 96MW;
  • Assisting a Dutch bank with the financing of various solar projects (including rooftop solar systems / greenhouse solar systems / floating solar systems), whereby the Dirkzwager team also performed the legal due diligence; 
  • Assisting an international developer with the EUR 27,000,000 projectfinancing of a solar plant (35MW), located in the Netherlands;
  • Assisting an international developer with the EUR 27,500,000 projectfinancing provided by a German bank for the realisation and exploitation of a solar plant in the Netherlands; 
  • Asssiting a large social housing corporation in the Netherlands with the restructuring of their current loan portfolio;
  • Assisting a Dutch football club with obtaining a financing for the acquisition and development of a football stadium;
  • Assisting a regional development company with the (mezzanine) financing of a real estate project; and
  • Assisting a Dutch based insurance undertaking with obtaining Tier 2 "Solvency II-proof" capital (subordinated loan). 



2020 2021
2014 2015
2011 2013
2010 2014


  • S. Hebbink-Swinkels & R. Fabritius, 'De Label C-verplichting en de impact op de bancaire (LMA-)financiering', VGR 2023, afl. 1, p. 36 e.v.
  • S. Hebbink-Swinkels & R. van Houts, 'Het arrest Telecom Vastgoed/KPN en het recht van vruchtgebruik bij de financiering van vastgoed', VGR 2022, afl. 6, p. 192 e.v.
  • S. Swinkels & R. van Houts, 'Obligatoire zekerheden', VGR 2022, afl. 4, p. 136 e.v.
  • S. Swinkels & R. van Houts, 'Financiering van vastgoed: Green Loan Principles', VGR 2022, afl. 2, p. 65 e.v.
  • S. Swinkels, 'Het fzo-pandrecht op giraal saldo: een alternatief voor de huidige verpandingspraktijk', O&F 2016/afl.4, p. 5 e.v.


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